Non-Subscriber Work Injuries: Costco
Did you suffer an injury in a Costco work accident? If so, reach out for help to a Houston workers compensation lawyer that is experienced in non-subscriber laws to make sure your case moves forward swiftly through the process. This will ensure that you make a swift recovery and get well sooner. Don’t contribute to the delay you may be already experiencing in your case any further. The more you allow your employer to delay, the harder it will be on you and your family down the road.
How do I know if I am an injured worker in a Non-Subscriber case?
No matter the size of company or the industry, Texas is the only state where private sector employers can step outside of Workers Compensation system for coverage and elect “Non-Subscriber” status. Read: What Are the Chances that my Employer Is a Texas Non-Subscriber?
While companies in other states cannot fire an employee for filing a claim, an employer in a non-subscriber plan can technically relieve an injured worker of their position. This should not, however, affect your decision to file a workers’ compensation claim. Getting treatment for your injuries is essential to your health and well-being.
If your employer is a Texas Non-Subscriber, you have a right to file a lawsuit against your employer if your injury resulted from failing to provide with a reasonably safe workplace. In other words, it matters if your employer’s negligence caused your injury. In a Non-Subscriber case. You are not restricted to the remedies you have under Texas Workers’ Compensation laws. EVEN THOUGH YOUR EMPLOYER, THE INSURANCE ADJUSTER OR THE DOCTORS CALL YOUR CASE A WORKERS’ COMPENSATION CASE, YOUR EMPLOYER MIGHT ACTUALLY HAVE A NON-SUBSCRIBER POLICY! They all would much rather let you think that you only have rights under Worker’s Compensation. This is why, if you are injured on the job, one of the first things you MUST do is to determine what coverage your employer has.
Types of Costco injuries
Costco Wholesale Group is a multi-billion-dollar retailer – second only to Walmart as the largest in the world. Costco has hundreds of locations worldwide and thousands of employees. Despite offering fair wages, Costco doesn’t cover its employees through the state workers’ compensation program. Instead, like many of the biggest retailers in the state, Costco is a non-subscriber and takes advantage of Texas’s opt-out policy to save millions in workers’ compensation costs.
Although each job has its own unique duties, they all require employees to handle products and customer inquiries while spending a lot of time on their feet. Costco employees are vulnerable to any number of injuries, including:
- Slip and falls
- Repetitive motions injuries
- Strains from heavy lifting
- Warehouse vehicle accidents
- Ladder accidents
- Items falling from shelves and striking workers
Costco employees may suffer broken bones, lacerations, head/brain injuries, pulled muscles, burns, illnesses, and other harms while performing work-related activities in Texas. When they seek benefits through the company’s insurer, injured employees may find that they have to jump through hoops to receive fair compensation.
Read also: Most Common Work Injuries
Types of Compensation You Might Expect
A Costco workers’ comp claim can result in payment for all your accident-related medical expenses. You can also receive benefits to cover lost wages while you’re temporarily or permanently out of work. You’ll get these benefits every few weeks for as long as the policy permits. Non-subscriber policies often do not offer permanent disability or death benefits to injured workers. However, you might be eligible for these benefits through a personal injury claim.