Non-Subscriber Work Injuries: Costco
Did you suffer an injury in a Costco work accident? If so, reach out for help to a Houston workers compensation lawyer that is experienced in non-subscriber laws to make sure your case moves forward swiftly through the process. This will ensure that you make a swift recovery and get well sooner. Don’t contribute to the delay you may be already experiencing in your case any further. The more you allow your employer to delay, the harder it will be on you and your family down the road.
Not a Costco case? View list of Texas Non-Subscribers Companies.
How do I know if I am an injured worker in a Non-Subscriber case?
No matter the size of company or the industry, Texas is the only state where private sector employers can step outside of Workers Compensation system for coverage and elect “Non-Subscriber” status. Read: What Are the Chances that my Employer Is a Texas Non-Subscriber?
While companies in other states cannot fire an employee for filing a claim, an employer in a non-subscriber plan can technically relieve an injured worker of their position. This should not, however, affect your decision to file a workers’ compensation claim. Getting treatment for your injuries is essential to your health and well-being.
Here are some frequently asked questions about Costco Compensation Claims:
- What if my Costco worker’s compensation claim is denied, Can I still sue my employer for negligence?
- What steps should I take to protect my rights in a Costco Work Injury Case?
- What kind of Work Injury Coverage Does Costco Have?
- What are Texas Non-Subscribers? Are Costco Non-Subscribers?
- What is the likelihood that my employer, Costco, is a Texas Non-subscriber?
- How are Workers’ Compensation Claims Different from Costco Non-subscriber Claims?
- What Is an employment benefit plan or summary plan description?
- How Much Time do I have to file my Costco non-subscriber Claim?
- How soon so I have to report my injury at Costco?
- Why Can’t I Get A Response from the Costco insurance Claims adjuster?
- In My Costco Work Injury Compensation Case, Am I Really “Required” to See the Company Doctors?
- Can I See my Own Doctor?
- How do I know if I can File a Lawsuit against Costco?
- Why does my Costco worker’s compensation case have to filed in Arbitration?
- Why won’t the adjuster approve an MRI?
- What is an independent medical examination or IME?
- What is an Adverse Benefit Determination?
- How can my injury be pre-existing?
- Will I get fired if I hire a lawyer?
- Can I claim lost wages and recover medical costs in Costco work injury case?
- How long will it take to resolve my work injury case?
- Do I pay attorneys fees if my case is lost?
- Do I pay case expenses if my case is lost?
- Does my lawyer need to live in the area where I live or work for Costco?
- What are the truths and myths involved in a Costco work injury cases?
Types of Costco injuries
Costco Wholesale Group is a multi-billion-dollar retailer – second only to Walmart as the largest in the world. Costco has hundreds of locations worldwide and thousands of employees. Despite offering fair wages, Costco doesn’t cover its employees through the state workers’ compensation program. Instead, like many of the biggest retailers in the state, Costco is a non-subscriber and takes advantage of Texas’s opt-out policy to save millions in workers’ compensation costs.
Although each job has its own unique duties, they all require employees to handle products and customer inquiries while spending a lot of time on their feet. Costco employees are vulnerable to any number of injuries, including:
- Slip and falls
- Repetitive motions injuries
- Strains from heavy lifting
- Warehouse vehicle accidents
- Ladder accidents
- Items falling from shelves and striking workers
Costco employees may suffer broken bones, lacerations, head/brain injuries, pulled muscles, burns, illnesses, and other harms while performing work-related activities in Texas. When they seek benefits through the company’s insurer, injured employees may find that they have to jump through hoops to receive fair compensation.
Read also: Most Common Work Injuries
Types of Compensation You Might Expect
A Costco workers’ comp claim can result in payment for all your accident-related medical expenses. You can also receive benefits to cover lost wages while you’re temporarily or permanently out of work. You’ll get these benefits every few weeks for as long as the policy permits. Non-subscriber policies often do not offer permanent disability or death benefits to injured workers. However, you might be eligible for these benefits through a personal injury claim.