Answer These 3 Questions! Do I have long-term injuries? (Injuries that you’ll have to deal with the rest of your life!) Is your employer a Texas Non-subscriber? Did my Employer’s Negligence cause my injuries? Is My Employer Really a Texas Non-Subscriber? First of all, I’m sure that you are overwhelmed trying to determine what rights you may have in your injury case. There is help and you simply need to do your research or just call us! As you do your research, you will see this over and over again, you need to determine if your employer is a Texas Worker’s Compensation ... Continue Reading
Texas Injury Blog
Houston Texas Blog About Accidents / Injuries
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More Texas Nonsubscriber Work Injuries Are Occurring In Warehouses And Distribution Centers!
Non-Subscriber Injuries Occur Outside of the Retail Setting Every day Texans suffer injuries working in a retail setting for companies like Lowe's, Home Depot, HEB, Walmart, Amazon, Costco, etc. Usually, these injuries result from lifting, slipping or tripping, falling, pulling or pushing. As these companies continue to expand, we are seeing more and more injuries occurring in warehouse and distribution centers. We still see the same type of injuries as in the retail setting but, warehouse and distribution center injuries tend to also involve industrial equipment. Where people and moving ... Continue Reading
In a Texas Non-Subscriber Case, Can I Leave My Job after I’ve suffered an Injury?
Is Staying Really an Option? Not really! You must understand the two cases that you are dealing with! In Texas Non-Subscriber cases, you are really dealing with two situations (cases): The Work Injury Claim for Benefits (Medical Treatment and Wage Payments) under the Company’s Insurance (ERISA Work Injury Benefit Plan) and, the Work Injury Negligence Case against your employer. As you will learn or have already experienced, getting medical and wage benefits after your injury is a real struggle. You are constantly fighting with your employer and with the insurance company. It never seems ... Continue Reading
How Does Having a Car Wreck in Houston, Harris County Affect the Value Of Your Case?
Since Harris County is not as Plaintiff Friendly as other areas of Texas, insurance companies tend to use this as leverage in negotiations. Although the trend is gradually shifting, Harris County is still relatively conservative, so verdicts are generally not as big as in other Texas jurisdictions. Read more about that further down when compared with Hidalgo, Willacy and Cameron Counties. What Is The Difference Between Claimant And Plaintiff? A claimant is a person or business entity that files a claim for benefits under the provisions of an insurance policy. The word "plaintiff" isn't ... Continue Reading
The Role of the Adjuster in Texas Non-Subscriber Cases?
Is My Employer a Non-Subscriber? Texas employers that have chosen to go outside of Texas Workers’ Compensation and have adopted a work injury benefit program under ERISA are commonly referred to as Texas Non-Subscribers. There are several non-subscriber employers in Texas and, therefore, if you get injured on the job, a good starting point for you is to figure out whether your claim is a Workers’ Comp claim or a Non-Subscriber claim. You can easily find out if your employer has Worker’s Comp coverage by going to the Texas Department of Insurance-Division of Workers Compensation website. If ... Continue Reading
Fatal Work Injuries to Hispanic or Latino Workers
This is the fourth straight yearly increase since 2016. Key findings from the 2020 Census of Fatal Occupational Injuries show us that the share of Hispanic or Latino workers fatally injured on the job continued to grow, increasing to 22.5 percent (1,072 fatalities) from 20.4 percent (1,088 fatalities) in 2019. Fatal work injuries to Hispanic and Latino workers Across Various Industries Hispanic and Latino workers were the only publishable race and ethnicity group whose fatal injury rate rose, from 4.2 fatal work injuries per 100,000 full-time workers in 2019 to 4.5 in 2020. The ... Continue Reading
Warehouse Accident Injuries and Deaths in Dallas
Dallas Non-Subscriber Work Injury Cases We know that Texas has the highest rate of workplace fatalities in the United States. But what about Dallas, Texas? Many of the workplace deaths occur on construction sites, according to the Bureau of Labor Statistics (BLS), 214,000 workers were injured in Texas in 2018 alone. But one can question what makes Texas construction sites so dangerous? Many speculate that the high death rate can be attributed to failures of certain Texas policies, and there may be some truth to that, but forklift accidents for instance, often happen in warehouse ... Continue Reading
Texas Flooding Insurance: Is It Worthy?
The state of Texas doesn't require homeowners to purchase flood insurance However, if your property is in a high-risk flood zone (since Texas has a shoreline on the Gulf of Mexico, many homes there are at risk of flooding), you may need to buy coverage as a condition of your mortgage. Flood insurance is also a good consideration in Texas, as flood damage isn't covered by homeowners or renters insurance policies. National Flood Insurance Program (NFIP) The National Flood Insurance Program (NFIP) was created with the passage of the National Flood Insurance Act of 1968. The goal of the ... Continue Reading
Do Not Wait To Hire A Lawyer In Your Car Wreck Case!
You want to see if you can handle it yourself? Waiting to hire a lawyer in your car accident case can cause the value of your case to decrease significantly! Generally speaking, most injured victims do not have the expertise and experience to deal with the insurance company and all the tactics they implement in order to save money. An experienced car accident attorney can explain the process to you and guide you through your property and personal injury claim. They can refer you to doctors that will address the problems you’re having as a result of the car accident. Don’t wait until the ... Continue Reading
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