3 Questions You Should Ask Yourself in your Texas Non-Subscriber Work Injury case! Do My Injuries affect my physical ability to work and life my personal life comfortably? Do I expect to have long-term limitations from my injuries even after medical treatment? Are medical and wage benefits from my employer’s insurance enough to address the full extent of the effect of my injuries? Texas Non-subscriber work injury cases can be tricky if you just follow along with the system that your employer’s insurance has put in place to protect the company. Non-subscriber insurance ... Continue Reading

3 Steps you Should Take Immediately! (Report, Document and Reqeust) When you suffer an injury at work, there are several factors that you need to consider as you take action to protect your rights as an employee. Whether or not you believe that your injury is serious enough, you need understand the effect of the actions that you take immediately following the incident that caused your injury. It could mean the difference between you ever being able to work again and provide for your family. So, although this article focuses on only three steps you should take following a work injury in a ... Continue Reading

Buying into these Myths could put your ability to work again at risk! After suffering an injury working for a Texas non-subscriber, everyone around you is going to begin to offer you “advice” whether you ask for it or not. You need to be careful who you listen to because not everyone offering you “help” or “advice” has your best interests in mind. In fact, some advice that you will hear is 100% meant to keep you from finding out the truth about your actual rights under Texas law! Don’t sit back and try to sort through these myths by yourself! Non-subscriber cases are complicated if you ... Continue Reading

Answer These 3 Questions! Do I have long-term injuries? (Injuries that you’ll have to deal with the rest of your life!) Is your employer a Texas Non-subscriber? Did my Employer’s Negligence cause my injuries? Is My Employer Really a Texas Non-Subscriber? First of all, I’m sure that you are overwhelmed trying to determine what rights you may have in your injury case. There is help and you simply need to do your research or just call us! As you do your research, you will see this over and over again, you need to determine if your employer is a Texas Worker’s Compensation ... Continue Reading

Non-Subscriber Injuries Occur Outside of the Retail Setting Every day Texans suffer injuries working in a retail setting for companies like Lowe's, Home Depot, HEB, Walmart, Amazon, Costco, etc. Usually, these injuries result from lifting, slipping or tripping, falling, pulling or pushing. As these companies continue to expand, we are seeing more and more injuries occurring in warehouse and distribution centers. We still see the same type of injuries as in the retail setting but, warehouse and distribution center injuries tend to also involve industrial equipment. Where people and moving ... Continue Reading

Is Staying Really an Option? Not really! You must understand the two cases that you are dealing with! In Texas Non-Subscriber cases, you are really dealing with two situations (cases): The Work Injury Claim for Benefits (Medical Treatment and Wage Payments) under the Company’s Insurance (ERISA Work Injury Benefit Plan) and, the Work Injury Negligence Case against your employer. As you will learn or have already experienced, getting medical and wage benefits after your injury is a real struggle. You are constantly fighting with your employer and with the insurance company. It never seems ... Continue Reading

Is My Employer a Non-Subscriber? Texas employers that have chosen to go outside of Texas Workers’ Compensation and have adopted a work injury benefit program under ERISA are commonly referred to as Texas Non-Subscribers. There are several non-subscriber employers in Texas and, therefore, if you get injured on the job, a good starting point for you is to figure out whether your claim is a Workers’ Comp claim or a Non-Subscriber claim.  You can easily find out if your employer has Worker’s Comp coverage by going to the Texas Department of Insurance-Division of Workers Compensation website. If ... Continue Reading