What you should know if you are an injured worker in a Costco Non-Subscriber case
If you have sustained an injury while working for Costco in Texas, you are encouraged to seek legal advice. But first, read here some of the most frequently asked questions about Costco Worker’s Compensation Claims.
Your work injury attorneys at Sandoval Law Firm will be able to answer any additional questions you may have. Having said that, let us highlight the most important things injured Costco employees need to know about their Costco workers’ compensation case:
- How does Costco Workers Comp Work?
- Is Costco Self-Insured for Workers Compensation in Texas?
- How Long do I Have to Wait to Start a Costco Workman’s Comp Claim in Texas?
- Why Would a Workers Comp Doctor Lie About my Injury while Working at Costco?
- What Happens if you Quit while on Costco Workers Comp?
- Is There a Limit on Benefits in a Costco Workers Comp Case?
- Do I Get Full Pay by Costco if Injured at Work and Unable to Work?
- Can you Collect Workers Comp for Life if Suffered Serious Work Injuries?
- What if you Lose a Loved One in a Work Accident?
- Should I Get a Workers Comp Lawyer if I Got Hurt While Working at Costco?
How does Costco Workers Comp Work?
Costco is a Texas non-subscriber employer. A Costco workers’ comp claim can result in payment for all your accident-related medical expenses. Costco employees injured while on the job in Texas can also receive benefits to cover lost wages while they’re temporarily or permanently out of work. You’ll get these benefits every few weeks for as long as the policy permits. Non-subscriber policies often do not offer permanent disability or death benefits to injured workers. However, you might be eligible for these benefits through a personal injury claim.
Is Costco Self-Insured for Workers Compensation in Texas?
Many large employers (including Costco) do not carry workers’ compensation insurance in Texas. Being self-insured allows these employers much more control over what benefits they will give.
How Long do I Have to Wait to Start a Costco Workman’s Comp Claim in Texas?
A Workers’ Compensation claim must be made within six months of the date of injury or incident. The sooner you start the claim, the better. In other words, the more you allow your employer to delay the process, the harder it will be on you and your family down the road.
Why Would a Workers Comp Doctor Lie About my Injury while Working at Costco?
Workers’ Compensation doctors are really doctors that do a job and get paid by insurance companies. They will only provide treatment, regardless of what they feel is necessary, if the insurance company approves treatment. Some doctors are strictly hired to provide opinions about the necessity of future treatment. They also are paid by the insurance companies. The goal of all insurance companies is to pay as little as possible.
What Happens if you Quit while on Costco Workers Comp?
Resignation from employment can be considered a “breach of mutuality” under the workers compensation legislation. Consult with your Texas workers’ compensation lawyer before quitting so you can learn the consequences of that action.
Is There a Limit on Benefits in a Costco Workers Comp Case?
A claim against Costco can result in payment for all your accident-related medical expenses. You can also receive benefits to cover lost wages while you’re temporarily or permanently out of work. According to a typical Costco typical plan, the maximum amount for all combined benefits after an injury cannot exceed $300,000 per associate and $1,000,000 per occurrence.
Do I Get Full Pay by Costco if Injured at Work and Unable to Work?
You will likely not get 100% of your paid. Under the injury benefit plan, you are likely only entitled to a certain percentage or average of your full salary.
Can you Collect Workers Comp for Life if Suffered Serious Work Injuries?
The workers compensation laws limit a worker’s rights to access workers compensation once they reach the retirement age. Currently, the full benefit age is 66 years and 2 months for people born in 1955, and it will gradually rise to 67 for those born in 1960 or later. (refer to “Retirement Eligibility Requirements“).
What if you Lose a Loved One in a Work Accident?
Wrongful death cases include those where a loved one loses their life in work accident. Every year, more than 5,000 deaths result from on the job accidents. Death of a workers and result from wide range of employer negligence. Read more about Wrongful death in work accidents.
Should I Get a Workers Comp Lawyer if I Got Hurt While Working at Costco?
Many workers can benefit greatly from hiring a Texas workers’ compensation lawyer. Learn more about your legal rights and how to file a Costco workers comp claim by calling Houston worker’s comp lawyer Hector Sandoval. Please call now for a free consultation at (346) 347-7777.