Those benefits are there for you and you must determine if you need them. Currently, Texas is a place where a substantial amount of pressure is being placed on injured workers to continue to work in order to make ends meet. Sometimes though, you simply cannot physically handle working while you are dealing with a work injury. We understand that and, we would never recommend against taking advantage of any benefits that you may be entitled to under the benefits you have with your employer but, how does it affect your work injury case? Right of Subrogation (They Will Want to Get Paid ... Continue Reading

The Answer really Depends on Whether You have exhausted your work Injury benefits under your Employer’s Work Injury Insurance and how serious your work injury is. If you been injured on the job and you have an open workers’ compensation case where you are receiving, or could be entitled to receive, work injury benefits including medical and wage benefits, why would you go on leave and abandon any right to continue to get paid by your employer? In a work injury case, when an injured employee elects to go on leave under FMLA, it really only saves the employer and their work injury ... Continue Reading

The Answer is No! You can always get medical attention on your own! You are not breaking any laws by going on your own to get a serious medical opinion about the true nature of your work injuries. Remember that the claim for medical and wage benefits under your employer’s work injury insurance plan is separate from your right to file a lawsuit for employer negligence. Because the main goal of these insurance plans is to manage work injury claims, like yours, so that they limit exposure to lawsuits and limit expense to the employer. Your adjuster will tell you that you are “required to ... Continue Reading

The Answer is Yes! A Denial of Medical and Wage Benefits for Your Work Injury Does Not Mean That You Do Not Have A Case or a Right to Sue Your Employer! The claim for medical and wage benefits is separate from your right to file a lawsuit for employer negligence. Remember that Texas law does not require employers to carry traditional workers’ compensation coverage. Several large companies are Texas Non-subscribers to the Workers’ Compensation insurance program, which means that they could have an insurance plan (ERISA) that covers injuries to employees. The main goal of these insurance ... Continue Reading

Construction Fatalities and Work Injuries Construction workers die on the job at very alarming rates. At one point, it had been reported that a construction worker died every 16 hours. While there are several ways workers get injured on the job, one of the most common causes of deaths in the construction setting are falls from structures. To put it bluntly, the construction industry is notorious for failing to carry insurance that covers injuries to all workers on the jobsite. The absence of work injury insurance coverage is more prominent as you go down the ladder from general contractor ... Continue Reading

Employers Without Workers’ Compensation! Texas work injury law does not require employers to carry traditional workers’ compensation coverage. Although there is no replacement for Texas Workers’ Compensation Insurance, there are alternatives that exist. For example, employers could be non-subscribers to the Texas Workers’ Compensation insurance program, which means that they could still have an insurance plan that covers injuries to employees. What are Non-Subscribers? Generally, any company that doesn’t have workers’ compensation is a non-subscriber but, more commonly, the term is ... Continue Reading

A Personal Injury Lawyer Can Help You Get the Medical Treatment You Deserve If you get injured, hurt or, you end up seriously physically impaired after a personal injury from an auto accident, work injury, slip and fall or other type of personal injury case, you will find yourself wondering how you are going to support yourself and your family in the future. That is why, when you don’t have the resources to find a way to get the medical attention that you need in order to get better, you need to consult with a personal injury attorney. Regardless of whether you are injured in a work ... Continue Reading