What Work Injury Coverage Does Your Employer Have? Texas Workers’ Compensation (Texas Department of Insurance) Non-Subscriber (Work Injury Benefit Plan under ERISA) Self-Insured (Railroads and other large companies) No Coverage. In Texas, if you suffer a work injury, you can have any one of the above situations in your case. Sometimes, determining which coverage you employer has can be difficult. Even if your employer, co-workers and adjusters are calling workers’ compensation, it can actually be a non-subscriber case. How do I figure out if My Employer is a Texas ... Continue Reading

The insurance company plays a pivotal role in making sure the goals are met. Here’s how: Reject Claims that are not reported or reported on time by the injured employee; Require the injured employee to sign a report that the employee didn’t complete; Discredit the employee by having them take a urine test; Discredit the employee by having the injured employee give a recorded statement; Send to the injured employee to an internal clinic that will purposedly take poor record of the reported incident and all the resulting injuries; Send the injured employee to an external ... Continue Reading

The Physical, Financial and Mental Impacts Involved in Work Injury or Car Wreck Cases At Sandoval Law Firm, PLLC, we handle nonsubscriber work injury cases and car wreck cases. These cases result in serious injuries and sometimes even death. Suffering a serious injury has a significant impact on the injured victim and their family. Both nonsubscriber and auto accident cases involve clients that have been injured because of the negligence of another person or a company (Texas Non-Subscriber or Third Party). Our firm focuses on helping injured Texas workers all over the state and, victims ... Continue Reading

Some Texas Non-Subscribers Are Now Requiring that Employees Sign Arbitration Agreements with a 180-day (6 months) Statute of Limitations for Work Injuries How will You know if your Work Injury is Subject to a 6-month SOL? Yes, that means you could have only 6 months to file your lawsuit as opposed to having 2 years as is typically the case under Texas Law. If you’ve been injured on the job working for a Texas employer, you need to act quickly to figure out the answer to the following two questions: On This Page Does your employer have Texas Workers’ Compensation Coverage or ... Continue Reading

Employers must tell their employees that they carry workers’ compensation insurance Employers must do so by providing a written notice of coverage to new employees upon hire. The written notice must inform employees of their right to reject workers’ compensation coverage and retain their common law right of action. Read also: Information for Employers from the Division of Workers’ Compensation Employers must also post a written notice at their place of business telling their employees that they carry workers’ compensation insurance. This notice must be in the wording and format ... Continue Reading

Do not Sign Anything that You Have Not Written or that You Do Not Understand Following a work injury, an employer will conduct a very brief investigation and may ask you to complete an injury report or statement? If you write the statement and it’s all in your handwriting, there’s no real reason to refuse to comply with your employer’s request to sign documents. On the other hand, if part of the report is not in your writing or, you do not understand what you are signing, YOU SHOULD NOT SIGN IT! By signing a document that is not your handwriting, your employer could later argue that your ... Continue Reading

Those benefits are there for you and you must determine if you need them. Currently, Texas is a place where a substantial amount of pressure is being placed on injured workers to continue to work in order to make ends meet. Sometimes though, you simply cannot physically handle working while you are dealing with a work injury. We understand that and, we would never recommend against taking advantage of any benefits that you may be entitled to under the benefits you have with your employer but, how does it affect your work injury case? Right of Subrogation (They Will Want to Get Paid ... Continue Reading