Texas Non-Subscribers Do Not Have Workers’ Compensation Coverage!
If you were injured on the job in Texas and assumed you were covered under workers’ compensation, you might be in for a surprise. Many large employers in Texas have opted out of the state’s workers’ compensation system. These employers are known as Texas Non-Subscribers, and your claim is not handled like a traditional workers’ comp case.
📞 Call Sandoval Law Firm, PLLC at (346) 347-7777 today for a FREE consultation. If your employer is a Texas Non-Subscriber, you may be able to file a lawsuit for full compensation.
Key Characteristics of Texas Non-Subscriber Employers:
- They provide their own private injury benefit plans, often governed by ERISA.
- They are not protected from lawsuits the way workers’ comp subscribers are.
- They often use insurance companies or third-party administrators to handle claims and protect the employer’s interests.
🔹 Key Insight: Many workers are misled into believing they are covered by Texas Workers’ Compensation when in fact they are not. Understanding this difference is critical to your case.
If It’s Not Workers’ Compensation, What Is It?
What you’re dealing with is a Texas Non-Subscriber claim—a completely different legal process than filing a traditional workers’ compensation claim. These types of claims are handled more like personal injury lawsuits, and they give injured employees rights they wouldn’t otherwise have under workers’ comp.
Differences Between Workers’ Comp and Non-Subscriber Claims:
- In workers’ comp, you cannot sue your employer.
- In a non-subscriber claim, you can sue your employer if their negligence caused your injury.
- Workers’ comp has limited benefits—non-subscriber claims allow you to pursue full compensation, including pain and suffering.
What to Do If You’ve Been Injured Working for a Non-Subscriber Employer
If you’re unsure whether your employer is a non-subscriber, or if you’re being denied medical or wage benefits, it’s important to act quickly to protect your health and your legal rights.
Steps You Should Take:
- Report your injury to your supervisor immediately.
- Seek medical attention—and get a second opinion if you’re being directed only to a company-approved doctor.
- Document everything, including how the injury occurred, symptoms, treatment, and time missed from work.
- Do not accept any settlement or sign any documents without legal advice.
- Contact a Texas work injury attorney to review your rights.
🔹 Key Insight: Non-subscriber employers often delay treatment or pressure workers into quick settlements. The longer you wait to act, the more control the company has over the outcome of your case.
Get Serious About Your Case—We’re Ready When You Are
If you’re ready to fight for the compensation you deserve, we’re here to help. Attorney Hector L. Sandoval has the experience and determination to take on non-subscriber employers and their insurance teams.
📞 Call Sandoval Law Firm at (346) 347-7777 today for your FREE consultation. Don’t let your employer delay or deny your recovery—take control of your case and protect your future.