Even if your employer, the insurance company, and the doctors call it workers’ compensation, you might still have the right to file a lawsuit against your employer if their negligence caused your injury. Why? Because your employer could actually be a Texas Non-Subscriber! This means the company has its own insurance plan (not the standard Texas Workers’ Compensation) that provides benefits and covers injuries for employees while on the job. These are Non-Subscriber Employers.
Several well-known companies in Texas have their own insurance plans that cover workplace injuries. Some examples include: Stripes, Wal-Mart, Kroger, Academy, Home Depot, Target, La Michoacana Meat Market, HEB, and many others.
Texas Non-Subscriber lawyer Hector L. Sandoval has represented injured workers from various cities across Texas.
Figuring out if you have benefits can be a difficult process.
Often, employers are not eager to help or cooperate, making it harder for you to determine your rights. That’s why, if you’ve been injured on the job, it’s crucial to take the right steps to protect your ability to claim the benefits you deserve.
Why You Should Seek Legal Help Immediately
Navigating a Texas Non-Subscriber claim can be challenging. Unlike state-regulated workers’ compensation, where claims are processed through a structured system, non-subscriber claims often require legal action to ensure injured employees receive fair compensation.
Here’s why:
🔹 Employers Are Not Always Transparent – Your employer may not fully disclose what benefits you are entitled to, leaving you in the dark about your options.
🔹 Claims Can Be Wrongfully Denied – Because non-subscriber policies aren’t regulated like standard workers’ comp, your employer’s insurance may deny claims unfairly or refuse to pay for necessary medical treatment.
🔹 Your Employer Might Blame You – Unlike traditional workers’ comp, where fault is not a factor, non-subscriber employers can try to argue that your own actions caused the accident, reducing or eliminating your benefits.
🔹 You May Be Entitled to More Than Just Medical Coverage – While your employer’s insurance may cover some medical expenses, you might also be eligible for lost wages, pain and suffering, and additional damages through a personal injury lawsuit.
Texas Non-Subscriber Lawyer Hector L. Sandoval Can Help
If you’ve been injured at work and your employer is a Texas Non-Subscriber, the process of determining your rights and obtaining the compensation you deserve can be overwhelming.
Attorney Hector L. Sandoval has successfully represented injured workers across Texas, ensuring they receive fair compensation despite the challenges posed by non-subscriber claims.