If you were injured while working at Walmart, you might be surprised to learn that Walmart does not participate in the Texas Workers’ Compensation system. Instead, Walmart operates as a Texas Non-Subscriber employer, which means that it does not have traditional state-regulated workers’ compensation coverage for its employees.
So what does this mean for you if you’re hurt on the job? As an injured Walmart employee, you may face challenges in receiving full compensation for your medical treatment, lost wages, and other expenses. Unlike state-regulated workers’ comp, Walmart’s private injury benefit plan is structured to limit payouts and protect the company from lawsuits.
At Sandoval Law Firm, PLLC, Attorney Hector L. Sandoval is dedicated to helping injured Walmart employees understand their legal rights and fight for the compensation they deserve.
📞 If you’ve been injured while working at Walmart, call (346) 347-7777 for a FREE consultation today!
What Is a Texas Non-Subscriber Employer?
In Texas, private employers have the option to opt out of the state’s workers’ compensation program. These employers are called Texas Non-Subscribers and instead provide their own private insurance plans to cover workplace injuries.
🔹 Unlike traditional workers’ compensation subscribers, Non-Subscribers:
✔️ Are not protected from lawsuits filed by injured employees
✔️ Do not have to follow Texas Workers’ Compensation Commission rules
✔️ Use private insurance plans (such as ERISA-based benefit plans) to handle injury claims
✔️ Can deny claims more easily and limit the benefits they offer
Since Walmart is a Non-Subscriber employer, injured employees may be left without full medical and wage benefits—but they may have the right to sue for negligence if Walmart’s unsafe work conditions contributed to the accident.
🔗 Learn more: https://sandovalpllc.com/walmart
How Does Walmart Handle Work Injury Claims?
Walmart has hired private insurance providers to manage work injury claims under an ERISA Employee Benefit Plan. This plan is designed to:
📌 Limit Walmart’s legal exposure by restricting employee lawsuits
📌 Reduce the company’s financial liability for work-related injuries
📌 Encourage injured employees to settle quickly and return to work
Under this plan, Walmart may offer certain medical and wage benefits, but they are often far less than what state-regulated workers’ compensation provides.
What Are the Challenges of Filing a Work Injury Claim at Walmart?
If you are an injured Walmart worker, you may face several obstacles when trying to recover compensation, including:
🚨 Delayed or denied claims – Walmart’s insurance provider may delay or outright deny your claim, hoping you’ll give up.
🚨 Limited medical treatment options – You may be forced to see a company-approved doctor instead of choosing your own.
🚨 Pressure to return to work too soon – Walmart may push you to return before you’re fully healed.
🚨 Employer retaliation – Some employees fear being fired or demoted for filing a claim.
🚨 No long-term disability coverage – Walmart’s private plan may not include permanent disability benefits.
💡 Important: Walmart’s insurance company works for Walmart, not for you—meaning their goal is to reduce payouts and limit your benefits as much as possible.
Can You Sue Walmart for a Work Injury?
Yes! Since Walmart is a Texas Non-Subscriber employer, it does not have legal immunity from workplace injury lawsuits. If Walmart’s negligence contributed to your injury, you may have the right to sue the company for damages.
You May Be Able to File a Lawsuit If:
✔️ Walmart failed to provide a safe work environment
✔️ You were injured due to lack of proper training or equipment
✔️ You were forced to work beyond your physical limitations
✔️ Your injury was caused by employer negligence
A successful lawsuit against Walmart may allow you to recover:
✅ Full medical expenses (past and future)
✅ Lost wages and loss of earning capacity
✅ Pain and suffering
✅ Disability benefits (if you are permanently injured)
What Should You Do If You’re Injured While Working at Walmart?
If you’ve been hurt on the job at Walmart, act fast to protect your rights:
1️⃣ Report your injury immediately – Notify your supervisor and request a copy of the accident report.
2️⃣ Seek medical attention – Do not rely only on Walmart’s doctors—get a second opinion if needed.
3️⃣ Document everything – Keep records of your injuries, medical bills, lost wages, and work restrictions.
4️⃣ Don’t sign anything without legal advice – Walmart may try to pressure you into signing documents that limit your rights.
5️⃣ Contact a Texas Work Injury Attorney – An experienced Non-Subscriber lawyer can help you determine whether you have a case.
Get Legal Help for Your Walmart Work Injury Today!
If you were injured while working at Walmart, you don’t have to go through this alone. Attorney Hector L. Sandoval and the team at Sandoval Law Firm, PLLC will fight to ensure you receive the medical treatment, wage benefits, and compensation you deserve.
📞 Call (346) 347-7777 today for a FREE consultation! Let’s fight for your rights and get you the compensation you deserve! 🚀
🔗 Learn more: https://sandovalpllc.com/walmart