Personal Injury and Wrongful Death Law
Is My Employer a Non-Subscriber? Texas employers that have chosen to go outside of Texas Workers’ Compensation and have adopted a work injury benefit program under ERISA are commonly referred to as Texas Non-Subscribers. There are several non-subscriber employers in Texas and, therefore, if you get injured on the job, a good starting point for you is to figure out whether your claim is a ... Continue Reading
The insurance company plays a pivotal role in making sure the goals are met. Here’s how: Reject Claims that are not reported or reported on time by the injured employee; Require the injured employee to sign a report that the employee didn’t complete; Discredit the employee by having them take a urine test; Discredit the employee by having the injured employee give a recorded ... Continue Reading
Do not Sign Anything that You Have Not Written or that You Do Not Understand Following a work injury, an employer will conduct a very brief investigation and may ask you to complete an injury report or statement? If you write the statement and it’s all in your handwriting, there’s no real reason to refuse to comply with your employer’s request to sign documents. On the other hand, if part of ... Continue Reading
Those benefits are there for you and you must determine if you need them. Currently, Texas is a place where a substantial amount of pressure is being placed on injured workers to continue to work in order to make ends meet. Sometimes though, you simply cannot physically handle working while you are dealing with a work injury. We understand that and, we would never recommend against taking ... Continue Reading
The Answer really Depends on Whether You have exhausted your work Injury benefits under your Employer’s Work Injury Insurance and how serious your work injury is. If you been injured on the job and you have an open workers’ compensation case where you are receiving, or could be entitled to receive, work injury benefits including medical and wage benefits, why would you go on leave and abandon ... Continue Reading
The Answer is Yes! A Denial of Medical and Wage Benefits for Your Work Injury Does Not Mean That You Do Not Have A Case or a Right to Sue Your Texas Employer! The claim for medical and wage benefits is separate from your right to file a lawsuit for employer negligence. Remember that Texas law does not require employers to carry traditional workers’ compensation coverage. Several large ... Continue Reading
If you work for anyone outside of the state or federal government, you have about a 1 in 4 chance that you work for a Texas Non-Subscriber Employer. The industries with highest Non-Subscriber rates include healthcare, educational services, wholesale and retail, trade, transportation, arts, entertainment, accommodation and food services. If you work for the usual large grocery chains, retailers, ... Continue Reading
ERISA (Employee Retirement Income and Security Act of 1974) is the federal law that allows Texas Employers to provide coverage to injured workers under a WELFARE PLAN. In a nutshell, instead of providing injured workers coverage for medical benefits and lost pay under Texas Workers’ Compensation Laws, Texas Employers that adopt ERISA Welfare Benefit Plans provide coverage to injured workers under ... Continue Reading
If you haven’t reported the work injury, call your employer now How? Send an email or leave a voicemail letting them know when you were injured! If you’ve been seriously injured at work, the best way to ensure that your rights will be protected is to report the injury and get the necessary medical attention immediately! Call and put Sandoval to work for you! Every case is different but, ... Continue Reading
