What Victims Need to Know to Pursue Compensation
Hit-and-run accidents are unfortunately all too common in Houston, leaving victims not only dealing with potential injuries and damages but also the uncertainty of how to seek compensation. When the other driver flees the scene, it may feel like justice is out of reach. However, victims have legal avenues available to recover losses. This guide covers essential steps and options for victims of hit-and-run accidents in Houston, and how an attorney can play a vital role in helping them secure the compensation they deserve.
Understanding the Impact of Hit-and-Run Accidents in Houston
Hit-and-run accidents happen when one driver causes a collision and leaves the scene without providing identification or offering assistance. This type of accident can lead to devastating injuries and significant financial burdens for victims. Houston’s busy streets and highways are unfortunately common sites for these incidents, leaving victims feeling helpless in the wake of such accidents.
Legal Options for Victims of Hit-and-Run Accidents
Victims of hit-and-run accidents face unique challenges, especially in identifying the responsible party. However, Texas law provides a few options for pursuing compensation, even when the at-fault driver cannot be located. Here are key paths available:
1. Using Uninsured Motorist (UM) Coverage
One of the most effective ways to recover losses in a hit-and-run accident is through uninsured motorist (UM) coverage. In Texas, insurance companies are required to offer UM coverage, although it’s optional for drivers to purchase. This coverage can provide compensation for medical expenses, lost wages, and property damage when the at-fault driver is unknown.
- What UM Coverage Typically Covers: Medical bills, repair costs for the damaged vehicle, and compensation for pain and suffering are often included.
- No Premium Increase: Filing a UM claim after a hit-and-run generally doesn’t lead to a premium increase since it is classified as a no-fault accident.
An attorney can assist in reviewing the insurance policy to determine if UM coverage applies and guide the victim in filing the claim for maximum benefit.
2. Identifying the At-Fault Driver
While it’s challenging, it is sometimes possible to locate the driver responsible for a hit-and-run accident. An attorney experienced in hit-and-run cases may employ several strategies, including:
- Collecting Evidence: Reviewing security camera footage, collecting witness statements, and inspecting any available traffic camera footage to identify the vehicle or driver.
- Using Police Reports: Working closely with law enforcement to track down the hit-and-run driver using any information provided in the police report.
- Accessing Public Databases: In some cases, attorneys may search databases to match partial license plate numbers or vehicle descriptions.
Identifying the driver can open the door to additional compensation options and hold the responsible party accountable in court.
3. Pursuing Compensation Through Personal Injury Protection (PIP)
If uninsured motorist coverage is not available, Personal Injury Protection (PIP) coverage is another option for compensation. PIP coverage is also optional in Texas, but it provides benefits regardless of who was at fault in the accident. It’s designed to cover medical expenses and partial lost wages.
- Immediate Assistance: PIP can offer quick access to funds, especially for urgent medical needs.
- No-Fault Coverage: As a no-fault insurance option, PIP doesn’t require proof of fault to access compensation.
An attorney can ensure that PIP claims are filed correctly and that victims receive all the benefits they’re entitled to, providing a valuable buffer as the search for the hit-and-run driver continues.
How an Attorney Can Help in Hit-and-Run Cases
Navigating a hit-and-run accident case can be complex, and insurance companies may be challenging to negotiate with, especially in the absence of a known at-fault driver. Here are ways an attorney can provide support and help victims secure compensation:
Investigating the Incident
A skilled attorney will coordinate an investigation into the accident, using all available resources to identify the driver who fled. This may involve gathering witness statements, analyzing accident scene photos, and collaborating with law enforcement. Even if the driver is not located, these efforts can strengthen the victim’s claim with their insurance company.
Filing Insurance Claims and Handling Negotiations
Filing UM or PIP claims requires precision, as insurance companies often scrutinize hit-and-run cases. An attorney can handle the entire claims process, from compiling required documentation to negotiating with insurance adjusters. This support can make a significant difference in ensuring a fair settlement.
Pursuing a Personal Injury Lawsuit if the Driver Is Found
If the responsible driver is located, victims may pursue a personal injury lawsuit for damages. Texas law allows for compensatory and, in some cases, punitive damages in hit-and-run cases, particularly if the driver was intoxicated or behaving recklessly. An attorney will guide the victim through the legal process and build a strong case for maximum compensation.
At Sandoval Law Firm, PLLC, transparency is key. From the very start, I make it a priority to personally explain attorney’s fees, so there are no surprises. Your trust in us is invaluable, and we want you to feel confident in every step of the legal process." - Accident Attorney Hector L. Sandoval
Seeking Justice and Compensation After a Hit-and-Run
Recovering from a hit-and-run accident can be daunting, especially when facing injuries and damages without immediate recourse. However, with the right legal support, victims in Houston can navigate the complexities of UM or PIP claims, and, if possible, hold the responsible driver accountable.
If you or a loved one has been the victim of a hit-and-run accident in Houston, contact Sandoval Law Firm today. Our team is dedicated to helping you pursue every available avenue for compensation and justice.
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