After a car accident in Texas, you might be wondering whether you should handle your claim on your own or hire an attorney. While it may seem tempting to negotiate with the insurance company yourself, doing so could put you at a significant disadvantage—especially if you are dealing with serious injuries, lost wages, and mounting medical bills.
At Sandoval Law Firm, PLLC, our goal is to bring peace of mind to our clients who are dealing with the stress of a car accident. Attorney Hector L. Sandoval and his team fight for injured victims to ensure they receive the maximum compensation they deserve—not just what the insurance companies want to pay.
When Can You Handle Your Own Car Accident Claim?
While hiring a Texas car accident attorney is often the best decision, there are certain situations where handling your own claim may be possible, such as:
✔️ The accident resulted in only minor property damage (e.g., a fender bender)
✔️ You did not sustain any injuries or require medical treatment
✔️ The insurance company accepts full liability and offers a reasonable settlement upfront
However, in most cases, insurance companies will try to minimize payouts, and without legal representation, you may not realize the true value of your claim.
Why Handling Your Own Case Can Be Risky
If you decide to negotiate with the insurance company on your own, you may encounter serious challenges, including:
🚨 Lowball Settlement Offers – Insurers often offer less than what your claim is worth in hopes that you’ll accept quickly.
🚨 Delays in Processing Your Claim – Adjusters may stall your claim, hoping you’ll give up or accept a lower amount.
🚨 Denial of Liability – The insurance company may try to blame you for the accident or claim your injuries were pre-existing.
🚨 Pressure to Settle Quickly – Once you accept a low settlement, you cannot ask for more later—even if your medical bills increase.
🚨 Overlooking Future Damages – Without a lawyer, you may miss out on compensation for future medical treatments or lost earnings.
💡 Did You Know? Insurance companies make more profit by underpaying accident victims. Their goal is to settle claims for as little as possible—not to look out for your best interests.
When You Should Hire a Texas Car Accident Lawyer
If any of the following apply to your case, it’s best to hire an attorney rather than go it alone:
🔹 You suffered injuries that required medical treatment
🔹 You missed work due to your injuries
🔹 The other driver was uninsured or underinsured
🔹 The insurance company is delaying or denying your claim
🔹 You’re unsure about the true value of your case
🔹 You were involved in a serious accident, such as a truck or multi-car collision
A Texas car accident lawyer can handle all negotiations with the insurance company, gather evidence to support your claim, and fight for the compensation you deserve.
What Can a Car Accident Lawyer Do for You?
An experienced personal injury attorney will:
✔️ Investigate the accident and gather crucial evidence
✔️ Calculate your total damages (medical bills, lost wages, pain & suffering)
✔️ Negotiate aggressively with insurance companies on your behalf
✔️ Represent you in court if a fair settlement isn’t offered
✔️ Help you avoid common pitfalls that could harm your case
💡 Fact: Studies show that accident victims who hire attorneys receive 3.5 times more compensation than those who settle their claims alone.
Don’t Let the Insurance Company Take Advantage of You
You only get one chance to settle your car accident claim—don’t risk leaving money on the table. Before speaking with the insurance adjuster, make sure you understand your legal rights.
📞 Call Sandoval Law Firm, PLLC at (346) 347-7777 for a free consultation today! We’ll review your case and help you make the best decision for your future. 🚗💼