A Texas Non-Subscriber Employer is a company that does not subscribe or carry TEXAS WORKERS’ COMPENSATION INSURANCE. An injured worker needs to be diligent in determining the status of his employer as a Worker’s Compensation carrier or a Non-Subscriber. You can count on the employer, the insurance companies and even the treating physicians referring to your case as a “Worker’s Comp” case even though it is a Non-Subscriber case. The doctors will even fill out the Department of Worker’s Compensation forms from the Department of Insurance. That’s because the difference only really matters to the injured employee but, you should understand that Texas Non-Subscriber insurance is not the same of Worker’s comp nor is it a replacement for it. In fact, the rights you have under each type of coverage are very different. For example, in a non-subscriber case, you can sue your employer. In a Workers’ Comp case, generally you can’t sue the employer no matter how negligent he is. A non-subscriber attorney can quickly investigate coverage for you.
What Kind of Coverage Does Your Non-Subscriber Employer Have for Work Injuries?
Frequently Asked Questions
How do I know if My Employer is a Texas Non-Subscriber?Non-Subscriber Employers are those companies that have their own insurance plan (Not Texas Workers’ Compensation) which provides benefits and covers injuries to employees while on the job. This is not Workers’ Compensation and you shouldn’t be confused by the fact that your employer and the doctors that they send you too all call it workers’ compensation. Early in a job injury [...]
What Are the Steps to Take If you Get injured on the Job Working for a Non-Subscriber?
Do I Have a Right to File a Lawsuit Against My Texas Non-Subscriber Employer?
What Can You Do if your Texas Non-Subscriber Employer Is Asking You to Sign a Waiver?
What Could Happen After the signing the Waiver in Exchange for the “Comprehensive Benefits” or “Tier-1” Benefits by the Non-Subscriber Company?
What Are the Chances that my Employer Is a Texas Non-Subscriber?
Putting Up the Fight for Injured Texans' Rights!