If you get injured on the job, there is a very good chance that your employer could be a non-subscriber, meaning that they do not subscribe to the Texas Workers’ Compensation program. There are some very well-known non-subscribers in Texas and you could easily find out if you claim is a workers’ compensation claim or, if your claim falls under ERISA. If your employer has a welfare benefit plan and you’ve received a summary plan description, it is very likely that you work for a Texas Non-subscriber.
The best way to determine if you work for a non-subscriber employer is to contact a work injury lawyer that either by experience or through investigation, can determine what insurance is applicable in your case. We recommend that you do not delay investigation this part of your case.