In Texas You Can File A Lawsuit, Usually In Arbitration, Against A Texas Non-Subscriber Employer If Employer Negligence Caused Your Injury While the majority of employers in Texas have the option to provide workers' compensation insurance or opt out and become non-subscribers, non-subscribers do not enjoy the same legal protections as employers who provide workers' compensation coverage. Non-subscribers are not shielded from personal injury lawsuits brought by employees who are injured on the job. Read also: Reporting Workers’ Compensation Insurance Coverage to Employees If you are an ... Continue Reading

In Texas, employers are not required by law to carry workers' compensation insurance. Texas is unique in that it is the only state in the United States that does not require private employers to carry workers' compensation insurance. While many employers do choose to carry this insurance, there are several reasons why some employers may not have work injury insurance or workers' compensation: Cost: Workers' compensation insurance can be expensive for employers, particularly for those in high-risk industries or those with a history of workplace injuries. Some smaller employers or those with ... Continue Reading

In Texas, non-subscriber cases refer to situations in which an employer does not subscribe to workers' compensation insurance. In these cases, injured employees may be able to pursue a personal injury claim against their employer, and they can typically claim all typical personal injury damages. There are a few reasons why injured employees in non-subscriber cases can claim all typical personal injury damages: Lack of workers' compensation exclusivity: In non-subscriber cases, the employer is not protected by the workers' compensation exclusivity rule. This means that injured employees ... Continue Reading

Texas Work Injuries Cases: What Could You Be Missing? It will always depend on the type of coverage! Going through a work injury can be very difficult as it is. How can you be sure that you’re receiving the benefits that your employer has for work injuries? The truth is, it is complicated for a reason and, if you simply go with the current, you could be missing out on the following benefits: Medical Treatment: Your opportunity to get the medical treatment that you need! Lost Wages: Compensation for time missed from work because of the injury! Impairment: Compensation ... Continue Reading

Read some of our clients' reviews to learn what they are saying about Sandoval Law Firm Google reviews are important for any business and professionals, including work injury attorneys in Texas like Hector Sandoval from Sandoval Law Firm, because they provide potential clients with valuable information about the quality of service they can expect to receive. Danny N. ⭐️⭐️⭐️⭐️⭐️(4/2023) "I cannot express how much respect and appreciation I have for Mr. Sandoval and his team. From day one, he made the challenges of a work injury and the gravity of a lawsuit feel less intimidating. I think ... Continue Reading

There are several reasons why getting help after a Texas work injury can be complicated: Lack of mandatory workers' compensation coverage: Texas is one of the few states that does not require employers to carry workers' compensation insurance. This means that many employees in Texas may not have access to the benefits and protections provided by workers' compensation. Learn about Texas Non-Subscriber Work Injury cases. Confusing legal process: Texas has a complex legal system for handling work injury claims, and the process can be difficult to navigate without legal assistance. ... Continue Reading

In Texas, some employers may not emphasize workers' compensation coverage for injured workers due to several factors: Lack of mandatory coverage: Texas is one of the few states that does not require employers to carry workers' compensation insurance. This means that some employers may not provide coverage to their employees or may only provide limited coverage. Limited benefits: Even when workers' compensation coverage is provided in Texas, the benefits may be limited compared to other states. For example, Texas has a cap on the amount of compensation for some types of injuries, which may ... Continue Reading

Some large companies in Texas may choose not to pay an insurance company to administer work injury claims made against them for several reasons: Self-insurance: Some large companies may choose to self-insure their workers' compensation claims instead of purchasing insurance from an outside carrier. This can be done to reduce costs, as insurance premiums can be expensive, especially for companies with a large number of employees. Learn about Texas Non-Subscriber work injury cases. Control over claims: By self-insuring, a company has more control over the handling of work injury claims. They ... Continue Reading

Employees in Texas may consider filing a lawsuit against their employers after a claim denial in several circumstances, including: Employer Retaliation: If an employer retaliates against an employee for filing a workers' compensation claim or reporting a workplace injury, the employee may have grounds for a lawsuit. Intentional Conduct: If an employer intentionally causes an injury to an employee or engages in conduct that intentionally places employees at risk of injury, the employee may have grounds for a lawsuit. Third-Party Liability: If an employee's injury was caused by a third ... Continue Reading

As a Texas Work Injury lawyer, these are the Top 3 Coverage Circumstances we see! Workers’ Compensation: Your work injury is covered by Texas Workers’ Compensation Insurance! Texas Non-subscribers: Your work injuries are covered by an ERISA benefit plan and your employer is a Workers’ Compensation non-subscriber! Self-Insured: Your employer is self-insured. Arguably, there is a fourth situation that you could find yourself in and that’s when a work injury occurs and the employer does not have any coverage at all and is not financially stable enough to pay any work injury claims ... Continue Reading