Is Staying Really an Option? Not really! You must understand the two cases that you are dealing with! In Texas Non-Subscriber cases, you are really dealing with two situations (cases): The Work Injury Claim for Benefits (Medical Treatment and Wage Payments) under the Company’s Insurance (ERISA Work Injury Benefit Plan) and, the Work Injury Negligence Case against your employer. As you will learn or have already experienced, getting medical and wage benefits after your injury is a real struggle. You are constantly fighting with your employer and with the insurance company. It never seems ... Continue Reading

Is My Employer a Non-Subscriber? Texas employers that have chosen to go outside of Texas Workers’ Compensation and have adopted a work injury benefit program under ERISA are commonly referred to as Texas Non-Subscribers. There are several non-subscriber employers in Texas and, therefore, if you get injured on the job, a good starting point for you is to figure out whether your claim is a Workers’ Comp claim or a Non-Subscriber claim.  You can easily find out if your employer has Worker’s Comp coverage by going to the Texas Department of Insurance-Division of Workers Compensation website. If ... Continue Reading

You want to see where it goes ? You want to see what the company doctor tells you? If I were injured on the job and was being told that the company had a work injury program that is specifically designed to provide medical and wage benefits, I’d also want to do what I could to make sure I followed the rules necessary to qualify for those benefits! Unfortunately, Texas Non-subscriber programs do not work that way no matter how sweet they (employer or insurance representatives) paint you the picture. Because a non-subscriber employer (Non-subscribers: Amazon, Walmart, HEB, Lowe’s, etc.) has ... Continue Reading

Why Wait? You’re Just Letting Your Employer Build Their Defense! I get it! First, you don’t’ trust lawyers and you don’t know which one to hire. I recommend you invest time and get your research done as soon as possible. If that isn’t enough, you’ve been injured on the job and now you need advice but you don’t want your employer (Non-subscribers: Amazon, Walmart, HEB, Lowe’s, etc.) to find out that you are talking to you a lawyer because you fear that you’ll get fired. I ask this over and over again to anyone who calls me after they’ve been injured, what makes you think that you have better ... Continue Reading

Sandoval Law Firm Stands Up for Injured Texans Let's start with a simple question, "Why should an injured worker be worried in Texas?" Because there is a pattern of behavior followed by Texas Non-Subscriber companies and their insurance carriers that does not favor the injured Texan! At Sandoval Law Firm, PLLC, we handle nonsubscriber work injury cases in large quantities all over the State of Texas. Because of this, we have been able to study the practices of non-subscriber employers and we have discovered that there are some things that are certain to happen immediately following an ... Continue Reading

What Work Injury Coverage Does Your Employer Have? Texas Workers’ Compensation (Texas Department of Insurance) Non-Subscriber (Work Injury Benefit Plan under ERISA) Self-Insured (Railroads and other large companies) No Coverage. In Texas, if you suffer a work injury, you can have any one of the above situations in your case. Sometimes, determining which coverage you employer has can be difficult. Even if your employer, co-workers and adjusters are calling workers’ compensation, it can actually be a non-subscriber case. How do I figure out if My Employer is a Texas ... Continue Reading

The insurance company plays a pivotal role in making sure the goals are met. Here’s how: Reject Claims that are not reported or reported on time by the injured employee; Require the injured employee to sign a report that the employee didn’t complete; Discredit the employee by having them take a urine test; Discredit the employee by having the injured employee give a recorded statement; Send to the injured employee to an internal clinic that will purposedly take poor record of the reported incident and all the resulting injuries; Send the injured employee to an external ... Continue Reading